Why Choose Absolute Insurance?
Absolute Insurance aims to provide something unique when it comes to insurance services in Perth. With most of our clients finding us through word of mouth, we’re confident we’ll find you a great solution for your specific needs.
Personal Approach
To us, you’re not just a number. We take the time to get to know you and your situation so we can find the right result for you and your loved ones.
A Family Business
Absolute Insurance is a family business run by Greg and Steph Maguire. We understand the challenges people and families face and are here to help.
20 Years' Experience
We have over two decades of experience helping Perth locals find the insurance they’re looking for. We really know this industry, inside and out.
Super Convenient
We believe in making life easier for WA families. We’re fully mobile, so we can come to you any time, any place. We’re not afraid to work weekends either!
Don't Get Caught Without Life Insurance
Did you know that 80% of Australian parents worry about being able to protect their family, but only 33% of working Australians have Income Protection Insurance? Many are also critically underinsured, meaning the cover they do have isn’t enough for their needs.
We all insure our cars and houses, but if you don’t safeguard your income, that’s all for nothing. As much as we don’t want to think about it, accidents can and do happen… And, if you aren’t adequately insured, you could be left in financial ruin.
We Help Free Your Mind
At Absolute Insurance, our primary goal is to ensure that you and your family are properly insulated from the unexpected. We mitigate this risk by offering a range of personal insurance solutions, including Life Insurance, Income Protection Insurance, Total and Permanent Disability (TPD) Insurance, and Trauma Insurance (and child-specific cover).
We help you protect your loved ones and the life you’ve worked hard to build for yourself. Absolute Insurance, an Australian-owned insurance broker that has served the Australian community for over 20 years.
How Working With Us Works
Getting the right cover shouldn't be complicated. Here's how we make it simple.
A chat about you
We start with an obligation-free conversation, in person or over the phone, to understand your family, your income and what you want to protect.
We compare the market
We compare life insurance, income protection, TPD and trauma cover from a range of Australia’s leading insurers to find the right fit and a fair premium.
A clear recommendation
We explain your options in plain English, with no jargon and no pressure, so you can decide with confidence.
We handle the paperwork
We manage the application and underwriting from start to finish, so getting covered is easy.
We're here at claim time
If you ever need to claim, we are in your corner to guide you and your family through it.
Life Insurance Broker FAQs
A life insurance broker compares personal insurance policies from a range of insurers, recommends the cover that fits your situation, and manages the application from start to finish. At Absolute Insurance, Greg also stands beside you at claim time, so you have someone in your corner when it matters most.
When you buy direct you get one insurer’s product and you are on your own at claim time. A broker compares cover from several of Australia’s leading life insurers, explains the differences in plain English, and helps you avoid being underinsured or paying for cover you do not need. You also get a real person to call.
Our advice comes at no direct cost to you. Like most life insurance brokers in Australia, we are paid a commission by the insurer once your cover is in place, so you get personal advice and ongoing support without an upfront fee. We will always be upfront about how we are paid.
We compare life insurance, income protection, TPD and trauma cover from a panel of Australia’s leading insurers, including TAL, AIA, Zurich, OnePath, MetLife and Acenda. Because we are not tied to a single insurer, we can match you to the policy and premium that suits your needs.
Yes. We are a family-run Perth business and we are fully mobile, so we come to you across Perth and WA at a time that suits, including weekends.
You can hold some cover, such as life and TPD insurance, inside your superannuation, and often income protection too. There are trade-offs around tax, premiums and how claims are paid, so it is worth getting advice before you decide. We will walk you through whether cover inside super, outside super, or a mix is right for you.
It depends on your income, debts, family situation and the lifestyle you would want to protect. Many Australians are underinsured, meaning the cover they have is not enough to clear the mortgage or replace an income. We work out a realistic sum insured with you rather than guessing.
Life insurance pays a lump sum to your family if you pass away or are terminally ill. TPD pays a lump sum if you are totally and permanently unable to work. Trauma cover pays out on a serious diagnosis like cancer or a heart attack. Income protection replaces part of your income while you cannot work. Most people need a combination, and that is what we help you get right.
Claim Your Free Consultation
Want to find out more or not sure where to start? Get in touch for your free consultation. We’ll meet you at a Perth location that’s convenient to you to discuss how we can help you.
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Reviewed by
Principal
Greg Maguire reviewed this page to make sure the information is accurate and reflects current insurance practice. It is general advice only and does not take your personal circumstances into account.