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We’ve put together an assortment of blog posts that answer common questions you may have about personal insurance, insurance brokers and superannuation strategies. Don’t forget you can always get in touch with us if you have a specific query too!

Why Should You Use an Insurance Broker?

Not using an insurance broker comes with several problems. It exposes the business to several risks. Business owners may end up with insufficient coverage or coverage that is not right for their business. And the business owner will not have the personalised experience that they will have when using an insurance broker. Thinking of using … Read more

elder couple reading life insurance payout scheme

How does Life Insurance pay-out work?

Life Insurance Policy: How Pay-Out Works? Life Insurance, also known as Death Cover or Term Life Insurance, makes a lump sum payout to nominated beneficiaries when the owner of the policy passes away during the term of the policy, or for a medically determined terminal illness where the insured is expected to live 24 months … Read more

tpd insurance broker in Perth

TPD Insurance Broker in Perth

What is TPD Insurance? Life in itself is very unpredictable. This is why everybody needs insurance of one form or another be it health, life, or many others. Totally and Permanently Disabled insurance is one of the must-have types of insurance for everyone.  This is especially for people with dependents suffering from permanent disability. Permanent … Read more

Life Insurance Agent in Perth with client

Things to Look for When Buying Life Insurance

If you are thinking about purchasing life insurance in these uncertain times, you’ll need to look for the best policy that can give you the most benefit. There are practical policies that can even cover people who don’t have dependents. What type of coverage do you need? First off, find out what coverage you need. … Read more

Business Overheads Insurance

What is Business Overheads Insurance?

A business owner’s priority is to keep the enterprise running smoothly. This calls for ensuring efficient operations, properly maintaining equipment and facilities, and guaranteeing the proper payment and treatment of employees. But what happens if a business owner falls ill or gets into an accident? Having a business overheads insurance plan or package ready helps … Read more

How much Life Insurance do you need?

What better way is there to prepare for the future than to get life insurance? However, getting a life insurance policy is one thing. Figuring out how much coverage you and your family need is another. So, the question is: How would you be able to compute just how much life insurance you need? Below, … Read more

TPD insurance

What is TPD Insurance?

Total and Permanent Disability (TPD) Insurance is one of the best life insurance products to have if you’re unable to perform your occupation due to a severe illness or injury. You’ll get a lump sum payment whenever you encounter such conditions. TPD insurance is usually an added benefit of your life insurance policy. Benefits of … Read more

How much TPD Insurance do I need?

TPD Insurance is one of the most important covers you can have, primarily if you work in a high-risk occupation or deal with heavy, life-threatening machinery. Let’s take a quick look at everything you need to know about this highly-convenient insurance cover. What is TPD Insurance? TPD stands for total and permanent disability and is … Read more

What does an Insurance Broker do?

An insurance broker is someone who specialises in risk management and insurance. A qualified broker has in-depth knowledge of all aspects related to risk management. These aspects include risk management, the insurance market, and the insurance policies that are available to their clients.  Brokers act on behalf of their clients and consult with them to … Read more