★★★★★
He has always sought the best options for us and has provided sound advice as our circumstances charged over time.
★★★★★
Thanks to his support, I was able to secure several policies with some exclusions but no premium loading, which was a much better outcome than I had expected.
★★★★★
Greg has gone above and beyond to help myself and my partner sort out our insurances
★★★★★
Greg was kind and understanding and helped me navigate the system. I now have insurance and it was minimal hassle at my end.
★★★★★
Greg was amazing to work with and really helped me receive the insurance I wanted for my financial protection when no others were able too.
What is TPD Insurance?
Life in itself is very unpredictable. This is why everybody needs insurance in one form or another be it health, life, or many others. Totally and Permanently Disabled insurance is one of the must-have types of insurance for everyone.
This is especially for people with dependents suffering from permanent disabilities. Permanent disability incapacitates a person from their potential even with regards to providing for their family. TPD insurance covers individuals in the case of disability in a specific occupation. Some types go over and beyond to cover clients from disability in any occupation.
The cost of these types of insurance normally depends on the type of cover chosen. Covers that insure against disability from any occupation tend to be cheaper than specific ones. Needless to say, subscribing to one type of TPD insurance cover or the other is important. After all, better to be safe than sorry.
Read more: What is TPD Insurance?
Why Choose a Broker for TPD Insurance?
Choosing a broker to help in buying insurance is easier than buying directly. Brokers are experts in this field and they know of the best deals in the market. A broker also helps a client to understand the various options available for them at a fair price. A broker will also offer guidance in the application process.
Additionally, a broker will offer education on all probable risks and ways of mitigating them. A client will make a more informed decision with the help of a broker. It is also the broker that helps in lodging a TPD insurance claim in case the risk happens. With a broker, a client is guaranteed to have expert support all through. Also, in case you are looking for a life insurance broker, click here.
Also read: How Much TPD Insurance Do You Need?
Meet Greg: Your TPD Insurance Broker
Absolute Insurance has been offering excellent insurance services since 1998 with Greg Maguire as the principal. The company is unique in that it understands the needs of its clients. Absolute Insurance understands the importance of securing a client’s source of income. Also, clients stand to gain peace of mind because they know that the company has them covered.
The company is passionate about making sure its clients have an easy time acquiring insurance. Most importantly, they help in securing the best deals in the market. The company is flexible enough to cater to clients with different budgets. They are the go-to for all TPD insurance needs.
The Benefits of TPD Insurance
With TPD insurance, a client is guaranteed financial security even if they become permanently disabled. The insurance benefit can be used to cater for expenses such as mortgages, medical expenses, home remodels, and any other needed lifestyle adjustments. TPD insurance also includes many benefits like the TPD death benefit where the company pays a lump sum to the insured’s family in case of death.
The cover also includes future insurability benefits where clients are allowed to increase their sum insured. Secondly, it has a financial planning benefit where clients are reimbursed up to $5000 for preparing a financial plan. The counselling benefit also applies to members who pay for over 10 counselling sessions annually.
Get in Touch with Absolute Insurance
Peace of mind is crucial for anyone to thrive financially. Luckily, that is exactly what Absolute Insurance offers to all clients. The insurance market is also not easy to navigate.
But with a good partner like Absolute Insurance, you can rest easy! Contact Absolute Insurance and get insured against Total and Permanent Disability Today!
Related Posts: 5 Things To Know About Your TPD Insurance
Services Related to TPD Insurance
TPD Insurance
TPD Insurance →
TPD Insurance Broker FAQ
The amount you pay for TPD insurance will vary depending on your age, gender, profession, way of life, and health. To get an accurate figure of how much you’ll pay, make sure to contact an insurance broker.
An insurance broker helps customers find insurance coverage and can, in exchange for a commission, offer products from a variety of insurance providers. A broker’s main responsibility is to the client, as opposed to captive and independent agents representing multiple insurers.
TPD insurance typically expires at age 65 in Australia.
You might pay less by working with a broker than by going direct. Because brokers are familiar with the insurance sector and have the capacity to negotiate affordable premiums on your behalf, using one may be less expensive than making arrangements directly with an insurer.
Brokers are one of the most dependable sources of information available to ensure that you and your means of subsistence are completely secured.
Brokers and agents can both assist you in purchasing insurance coverage. Nevertheless, insurance brokers can assist customers in comparing various plans and act as their representatives.
Brokers assist clients in selecting the best insurance coverage. They help the client with objective advice and handle any insurance claims. Due to their objectivity, insurance brokers are able to match their clients’ insurance requirements with the best policies and premiums.
Some general characteristics a qualified TPD insurance broker should have include: extensive knowledge about their field, experience in TPD insurance, good communication, and professionalism.
Claim Your Free Consultation
Want to find out more or not sure where to start? Get in touch for your free consultation. We’ll meet you at a Perth location that’s convenient to you to discuss how we can help you.
Book Now
Reviewed by
Principal
Greg Maguire reviewed this page to make sure the information is accurate and reflects current insurance practice. It is general advice only and does not take your personal circumstances into account.